- Key Insight: Discover how embedding guaranteed lifetime income in workplace plans could shift retirement outcomes.
- What’s at Stake: Employers, policymakers risk widening retirement shortfalls and fiscal pressures without structural reforms.
- Supporting Data: Only 12% of private sector workers now have pensions, versus 70% in 1975.
- Source: Bullets generated by AI with editorial review
America’s retirement system is at a pivotal turning point, and a number of changes are needed to help more people prepare for life after work, according to a leading U.S. financial services organization.
