Healthcare

How to close the LTC insurance gap

By Bruce Shutan

Published February 3, 2026 11:30 AM EST 5 Min Read

Nurse holding a patient's hand — Adobe Stock

Key Insight: Discover how hybrid life and annuity-linked products are closing long-term care gaps.
What’s at Stake: Rising care needs could destabilize employer benefits and retirement planning.
Expert Quote: Consumers confuse LTC, Medicare and Medicaid, creating an educational imperative, says Karen Terry, LIMRA.
Source: Bullets generated by AI with editorial review

Bruce Shutan

Contributing writer

Bruce Shutan is an Employee Benefit News contributing writer based in Portland, Oregon.

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