Bank of America launches new app for retirement withdrawals
The country's second-largest bank has unveiled a digital platform for retirement decisions — not on how to save, but how to disburse those savings in a steady, sustainable way.
Retirement planning
Congress renews effort to require 401(k) contributions by employers
Companies with 10 or more workers would have to contribute at least 50 cents per hour worked to each employee's retirement account.
Ready, set, Roth: How 401(k) catch-ups are changing in 2026
The industry asked for and received a delay in the rule from the IRS in 2023. Now that it's going into effect, here are the key implications for sponsors and savers.
Providing financial peace of mind with estate planning benefits
Without comprehensive financial planning benefits at their disposal, employees will remain unprepared for the future.
This is ‘going to hurt’: Social Security benefits see 2.8% bump for 2026
The Social Security Administration announced its cost-of-living adjustment for beneficiaries — a figure advocates say fails to address the reality for most seniors.
Gen Z leads in retirement readiness due to better DC plan design
New Vanguard research finds workers with access to defined contribution plans are twice as likely to reach retirement goals.
Growing number of Americans concerned that retirement is out of reach
A new survey from financial services organization TIAA polled 1,000 adults and found that nearly half don't make enough money to save.
6 retirement strategies for when workers can’t save more
Rising costs and competing financial priorities are making it harder for younger workers to save for retirement.
The hurdle dampening FIRE goals
Even with the money to retire early, FIRE clients often face unexpected challenges around mindset, more than finances.
401(k) plan sponsors expand financial wellness offerings
As 401(k) balances continue to grow, advisers say it's crucial that employees are educated on how to effectively manage their portfolios.
Protecting retirement for the sandwich generation
One in four Americans now juggle childcare and eldercare, often at the expense of retirement savings.
Why older Americans are stuffing their IRAs right now
With retirement pressures mounting, Gen Xers and baby boomers are increasing IRA contributions in a bid to catch up, according to a new Fidelity study.
Here’s how much employees need to save for healthcare in retirement
The Milliman 2025 Retiree Health Cost Index reveals that a 65-year-old couple may need up to $388,000 for medical expenses in retirement.
4 Social Security mistakes that hurt retirement benefits
From aggressive tax strategies to early retirement, well-intentioned decisions can unintentionally reduce Social Security benefits.
The big changes to HSAs and what they mean for planning
Trump's One Big Beautiful Bill Act opened HSA access to millions, but big gaps remain. Here's what financial advisors need to know.
Women lean harder on Social Security. Here’s what that means for retirement strategies
Retired women find themselves leaning on Social Security as a primary source of income at greater rates than men.
How retirees can manage rising healthcare costs
A 65-year-old retiring in 2025 can expect to spend $172,500 on health care expenses throughout retirement, according to Fidelity.
‘Gray divorce’ adds complexity to retirement planning
A majority of married Americans say that a divorce would derail their retirement plan, a new Allianz Life study found.
Why Black clients save less for retirement, and how advisers can fix it
Even after accounting for income, Black Americans still trail in retirement savings, according to a recent EBRI study.
Trump’s new law cuts both ways for Social Security beneficiaries
A provision in Trump's tax and budget law gives seniors 65 and older a new deduction that offsets Social Security taxes for most retirees. While it helps many keep more money, it also accelerates the program's insolvency.
