Health savings accounts (HSAs) remain one of the most versatile tools in a client’s financial planning toolkit, allowing tax-free savings and investment growth for health care expenses. Yet for years, strict eligibility rules have kept many Americans from taking advantage of them.
The One Big Beautiful Bill Act (OBBBA) changed that, opening the door to millions of new HSA-eligible individuals. While experts are applauding the expanded access, they caution that significant gaps remain.
