Why private exchanges aren’t a stand-alone strategy
John Caldarella, leader of Aon’s active exchange, sees PBEs as an ‘enabling mechanism’ for employers on the road to CDHPs.
HDHPs
Benefits Think How employers want benefit offerings to evolve after the election
There’s been little discussion between Clinton and Trump, but plan sponsors remain concerned about post-ACA healthcare.
Shandon Fowler
Four8 Insights
Benefits Think How employers want benefit offerings to evolve after the election
There’s been little discussion between Clinton and Trump, but plan sponsors remain concerned about post-ACA healthcare.
Shandon Fowler
Four8 Insights
Why switching to an HDHP requires new communications strategy
Changing health plans, Carolinas HealthCare System had to ramp up its employee outreach.
Benefits Think The demand for data transparency is mounting
HDHPs with HSAs require more broker hand-holding, but it’s worth the investment, says adviser Suzy Johnson.
Suzy K. Johnson
Employee Benefit Advisors of the Carolinas
Employers turning to high-deductible health plans
The change is causing stress for employees during enrollment due to confusion over what the plan entails, new research indicates.
Benefits Think How to help employees make smart decisions in a consumer-driven health plan
Employers must help workers understand each of the available plan types and the terms that are commonly used to describe them.
Stephanie Ward
Corporate Synergies
Advise clients now on likely rising FSA amounts
Although it won’t be disclosed until fall, maximum contribution is expected to increase by $50 and employers should know the change is coming.
Benefits Think Taking critical illness conversations beyond cancer coverage
It’s a common misunderstanding that CI only covers this disease, says The Standard’s Danielle Lehman, but the products have evolved.
Danielle Lehman
Standard Insurance Company
Benefits Think Why advisers should take critical illness conversations beyond cancer coverage
It’s a common misunderstanding that CI only covers this disease, says The Standard’s Danielle Lehman — the products have evolved.
Danielle Lehman
Standard Insurance Company
Benefits Think 3 reasons primary care should be part of your benefits strategy
Employers are starting to catch on to its importance, especially as they roll out programs like HDHPs, wellness coaching, price transparency, EAPs and second opinion services.
Sandeep Acharya
One Medical Group
Benefits Think The unintended consequences of spousal exclusions
Some policies may create economic incentives for employees’ partners to stay out of the workforce, says CBIZ’s Zack Pace.
Zack Pace
CBIZ
Benefits Think The unintended consequences of spousal exclusions
There are situations where the policies may create economic incentives for employees’ spouses to stay out of the workforce, says Zack Pace of consulting firm CBIZ.
Zack Pace
CBIZ
Workers ill-prepared to managed CDHPs
Employees lack tools, and education, leaving them poorly equipped to manage high-deductible plans, says Alegeus executive John Park.
How prepared are employees to manage CDHPs?
Workers lack tools and education, leaving them poorly equipped to manage high deductibles and multiple plan choices, says Alegeus executive.
Benefits Think How benefit advisers can use negative enrollment to achieve some very positive outcomes
Integrating telemedicine with voluntary benefits can mean substantial savings for employers and significant opportunities for brokers.
Eric Silverman
Voluntary Benefits
Benefits Think How a core buy-up approach can help workers with healthcare costs
Encouraging employees to purchase critical illness insurance encourages them to become better educated about their benefits plan, according to Sun Life’s Bryan Burke.
Bryan Burke
Sun Life
Benefits Think How a core buy-up approach can help workers with healthcare costs
Purchasing critical illness insurance for employees and offering them the option to buy more encourages them to become better educated about their benefits plan, according to Sun Life’s Bryan Burke.
Bryan Burke
Sun Life
Targeted communications, transparency tools can enhance HDHP open enrollment
The majority of large employers offer high-deductible health plans coupled with health savings accounts, but traditional plans are still favored by many employees.
Targeted communications, transparency tools can enhance HDHP open enrollment
The majority of large employers offer high-deductible health plans coupled with health savings accounts, but traditional plans are still favored by many employees.
