Are incentives the key to reducing healthcare costs?
How the concept of paying employees to encourage certain behaviors is making its way into other areas of benefits that advisers need to know about.
HDHPs
Are incentives the key to reducing healthcare costs?
Employers are familiar with wellness incentives, but the concept of paying employees to encourage certain behaviors is making its way into other areas of benefits.
Benefits Think Finding a more cost-effective approach to CDHPs
Some organizations are deploying a strategy that reduces their HSA contributions in favor of employer-funded indemnity products, such as accident and critical illness insurance.
Eric Helman
Hodges-Mace
4 ways benefits have changed in the last 4 years
How have employer-sponsored benefits changed since the last leap year? Long-term trends can give organizations a better understanding of whether they’re ahead (or behind) the benefits curve, says Compdata.
By
Phil Albinus
Large employers take nuanced approach to HDHP implementation
While just over half of companies with more than 1,000 employees offer at least one high deductible health plan, few have fully replaced traditional plans with the HDHP.
Are employers and employees missing the benefit of voluntary products?
Voluntary benefits such as critical illness, hospital indemnity and accident insurance, are not regularly being offered alongside HDHPs.
Case Study: How OSI Systems successfully moved to an HDHP
The electronics manufacturer has launched a branded HR program to build a culture of healthcare consumerism and drive enrollment in its HDHP.
Benefits Think Why employers should encourage HSA use
If employers offer an HDHP, executives should be maxing out their HSA contributions, says Robert C. Lawton.
Robert C. Lawton
Lawton Retirement Plan Consultants
HDHP adoption hinges on strong communication strategy
Electronics manufacturer OSI Systems launches a branded HR program to build a culture of healthcare consumerism and drive enrollment in its high deductible health plan.
Are employers and employees missing the benefit of voluntary products?
As the need for gap coverage continues to grow, advisers can help promote these underutilized benefits with better communications and education.
Benefits Think 8 reasons to encourage HSA use
If employers offer a high deductible health plan, all executives should be maxing out their contributions to their health savings accounts, says Robert C. Lawton. Here’s why.
Robert C. Lawton
Lawton Retirement Plan Consultants
Benefits Think Educating employees about HSAs is imperative as HDHP use grows
Workers need help understanding how and why to prioritize contributions to a health savings account.
Robert C. Lawton
Lawton Retirement Plan Consultants
Benefits Think Employee education on HSAs needed as HDHP use grows
Health savings accounts help workers save for healthcare expenses in retirement. Employees who are eligible to contribute to an HSA should max out those contributions before putting money away in their 401(k) plan, says retirement plan consultant Robert C. Lawton. Here’s why.
Robert C. Lawton
Lawton Retirement Plan Consultants
CDHP, private exchange use to skyrocket next 5 years
More employers embracing growing benefit distribution alternatives in an effort to reduce employee healthcare costs.
