California launches largest state-run retirement benefit in the nation
The state says the program makes it easy for employers to comply with upcoming retirement benefit laws.
Retirement benefits
Paid leave, student loan benefits continue to trend upward
Increased time off for new parents is just one perk on the rise, according to new research from the Society for Human Resource Management.
Gender gap in retirement savings is a huge problem
Single women in their early 60s have saved roughly $37,000 less than men.
How to help employees free up cash for their 401(k)s
Target-date funds can help risk-averse young workers ease into investing.
Employees have big retirement goals. Simple tools may help them reach them
Employer-provided resources, including online retirement calculators, may lead employees to increase their annual contributions and improve spending habits.
Helping clients build the best retirement plan
Several statewide attempts to close the nation’s savings gap may cross borders and serve as a precursor to a nationwide solution for expand retirement options.
Before retirement, give baby boomers a crash course in Medicare
"The world of Social Security is so different from the world of employer benefits," one benefits consultant says.
Benefits Think Should I be getting an updated IRS determination letter?
An employer’s ability to obtain an updated letter for an individually designed plan has been curtailed in recent years, after the IRS limited the program to only newly adopted or terminating plans.
Leigh C. Riley
Foley & Lardner
Benefits Think Want to help ensure retirement readiness for millennials? Make it a game
Gamification can help employees calculate how much money they will need to retire, increase their contribution levels and check their asset allocations.
Doug Chittenden
TIAA Institutional Financial Services
Before retirement, give baby boomer employees a crash course in Medicare
"The world of Social Security is so different from the world of employer benefits," a benefits consultant says.
The flawed advice being peddled about saving for retirement
Savers can expect investment returns through compounded growth as long as they don’t lose from a market downturn.
Benefits Think Want to help ensure retirement readiness for millennials? Make it a game
Gamification can help employees calculate how much money they will need to retire, increase their contribution levels and check their asset allocations.
Doug Chittenden
TIAA Institutional Financial Services
Don’t let employees fall victim to these retirement myths
There are many misconceptions that can lead to financial hardships in retirement.
Brokers concerned about Washington’s impact on benefits in 2020 election
“I do have a lot of long-term worries about erosion of the employer providing group health insurance,” says one consultant.
Supreme Court will hear Intel bid to limit retirement-plan suits
The high court agreed to use an appeal to consider tightening the deadlines for lawsuits over the investments made by worker retirement plans.
Proposed law could change rules for IRA withdrawals
The legislation includes a provision that would raise the age limit for making contributions and taking required minimum distributions.
Benefits Think A retirement readiness benefit that addresses the financial challenges of aging
Group long-term care insurance can help employees protect their assets and relieve some of the stress of caregiving — as well as benefit clients, too.
Brian Harrington
Genworth
401(k) tweaks that can help clients reach retirement sooner
Plan participants should consider boosting their contribution rates if they are planning for an early retirement, says one expert.
Benefits Think A retirement readiness benefit that addresses the financial challenges of aging
Group long-term care insurance can help employees protect their assets and relieve some of the stress of caregiving — as well as benefit employers, too.
Brian Harrington
Genworth
Retirement? Four in 10 Americans don’t see it ever happening
Saving for retirement is more important than paying off credit card debt or building an emergency fund, according to a new survey.
