5 key differences between Roth and traditional IRAs
Not knowing the differences between a traditional IRA and a Roth IRA could be costly for retirement savers.
Retirement benefits
NYPD benefits from financial education
Financial Finesse and the Global Retirement Partners Advisor Alliance are two years into a program that now reaches more than 500 employers, including New York’s finest.
What’s ahead for HR technology?
Smarter, friendlier systems will accelerate the digital transformation of human resources.
ERISA class action settlements reach almost $1 billion
A new report by Seyfarth Shaw identifies key trends employers should keep an eye on to prevent their own lawsuit.
Why working past 65 can be doubly rewarding
Adding five years to working years will enable workers to replace their pre-retirement income by up to 90% instead of 60% in some cases,
Benefits Think Top 401(k) trends for 2018
More employers will stretch matching contributions, include HSA information in education sessions and incorporate behavioral economics/finance elements in plan design.
Robert C. Lawton
Lawton Retirement Plan Consultants
How to best understand target date fund options
Charles Schwab senior multi-asset class strategist Jake Gilliam sounds off on TDF choices and how plan sponsors can pick the right funds for employees.
Healthcare, workforce flexibility top agenda of new SHRM CEO
The Society for Human Resource Management’s new chief talks trends, policy and the direction employers might see benefits moving forward.
Will 2018 be the year of in-plan retirement income options?
Tax reform and current market conditions will likely contribute to a higher use of deferred annuities and guaranteed income benefits, experts predict.
5 changes to retirement savings for 2018
Annual contribution limits for 401(k) plans have been raised to $18,500 this year, with catch-up contribution limits capped at $6,000.
Benefits Think 5 financial benefit trends to watch in 2018
Education offerings, student debt repayment programs and helping employees with short-term money issues will be big employer priorities this year.
Elizabeth Halkos
Purchasing Power LLC
Benefits Think How retirement advisers can avoid the ‘average participant’ trap
Engaged savers, specifically those who are near the end of work, deserve an appropriate spectrum of risk options.
Shelby George
Manning & Napier
Healthcare, workforce flexibility top agenda of new SHRM CEO
The Society for Human Resource Management’s new chief talks trends, policy and the direction employers might see benefits moving forward.
3 reasons workers should claim Social Security early
Employees looking to launch a business should consider collecting their retirement benefits early.
Benefits Think How employers can help workers better prepare for retirement
Plans sponsors can remove many of the barriers that prevent employees from taking full advantage of 401(k)s.
Robert C. Lawton
Lawton Retirement Plan Consultants
NYPD benefits from financial education
Financial Finesse and the Global Retirement Partners Advisor Alliance are two years into a program that now reaches more than 500 employers, including New York’s finest.
Visa boosts 401(k) match
Beginning in February, the credit card giant will match 200% of an employee’s contributions to the company plan, up to 5% of the individual’s salary.
Benefits Think Tax reform and employee benefits – what to know now
The recently enacted Tax Cuts and Jobs Act made significant changes to the Internal Revenue Code, making changes affecting employer-provided retirement, welfare and fringe benefits.
Arthur T. Phillips
Foley & Lardner LLP
Benefits Think How to measure retirement plan success
Employers should develop the equivalent of an independent or objective credit score for plans that serve as a tool for gauging the value of each fund.
Benefits Think 5 compliance resolutions for plan sponsors in 2018
Employers should review documents before sending them out to employees, understand plan provisions and consult advisers when needed, among other guidelines.
Carol Buckmann
Cohen & Buckmann PC