What the House, Senate tax bills mean for retirement
Most plans are safe for now under both pieces of legislation, but employers worry conversations about pre-tax contribution limits and possible Rothification could resurface in coming weeks.
Retirement benefits
How the Senate bill affects employee benefit taxes
There are several provisions in the upper chamber’s text that alter existing tax treatment, and experts predict those elements will win out in final law.
What the House, Senate tax bills mean for retirement
Most plans are safe for now under both pieces of legislation, but employers worry conversations about pre-tax contribution limits and possible Rothification could resurface in coming weeks.
4 smart Social Security moves to make before year-end
Workers can improve the odds of getting bigger Social Security benefits after they retire by asking for a salary raise from their employer.
Senate bill may make retirement plans less attractive for some employers
Though the tax legislation is mostly praised for leaving 401(k)s unscathed, new pass-through deduction could impact whether some small businesses offer the benefit.
Benefits Think Is it time to offer financial education as a benefit?
Employers who teach workers about money matters can profit from increased employee satisfaction and productivity levels.
Kyle Sanders
Legacy Consultants Group
MassMutual launches mobile app to help gauge retirement readiness
Savers can now more easily access their 401(k)s and other defined contribution plans, while planning strategy.
A harsh financial reality facing retirees
One-third of households headed by Americans aged 65 and older derive 90% of their retirement income from Social Security, according to a GAO report.
Retirement plans expected to be untouched in Senate tax reform bill
As of now, 401(k) plans and IRAs won’t be changed, which is good news for employers and employees, but anything could happen, experts say.
How Beltz Ianni uses gap analyses to improve retirement outcomes
A choice-based structure makes it easy for employees to feel empowered to save, says 2017 Retirement Adviser of the Year Bob Judd. JUDD: This is a program where we download the information on the participant and work with that participant in a way where they can see where they are today and how far away […]
Top 25 large business 401(k) plans
Employee Benefit News, in partnership with business intelligence data analytics firm miEdge, lists leading retirement plans for employers with 1,000 or more participants.
One mistake seniors can’t afford to make
Retirees should ensure that they take their first required minimum distribution from their tax-deferred retirement account in the year they reach 70 1/2 or face a 50% penalty.
20 companies with the best benefits
Not all workplace perks are equal, but there are some that are extremely popular among employees, according to Glassdoor research.
PayPal launches robo-advising service
The digital payments platform is partnering with micro-investing app Acorn to help employees manage investments.
Cash balance plans growing in popularity
More small employers are embracing the retirement option for employees.
Benefits Think Are your clients on the leading edge of the benefits evolution?
With employees now seeking targeted, personalized options, employers should turn to solutions such as medical opinion and decision-support services.
Dr. Miles Varn
PinnacleCare
Benefits Think Is it time to offer financial education as a benefit?
Employers who teach workers about money matters can profit from increased employee satisfaction and productivity levels.
Kyle Sanders
Legacy Consultants Group
What to do with that 2% raise in Social Security checks
In September, the inflation rate was 2.23%, slightly higher than the proposed Social Security increase. So realistically, recipients "will not be better off at all."
Peer pressure can lead to poor investment decisions
It’s a retirement adviser’s job to counteract improper advice from clients’ well-meaning but unqualified colleagues.
Cash balance plans growing in popularity
More small employers are embracing the retirement option for employees.
