Benefits Think Navigating the emotional side of retirement
Making the transition into retirement requires self-reflection and preparation ahead of time.
Kathleen Greer
KGA
Retirement readiness
Ways retired couples can curb their spending
Clients can void overspending by seeking out sales and discounts to lower their food and entertainment costs.
Why clients need more than one source of retirement income
While it’s recommended they have at least three sources when they retire, just 6.8% of savers have done so, according to a report.
How to achieve diversification on the road to retirement
"Since no one has a crystal ball to predict what will happen, I advise saving money on both sides of the tax fence," an expert says.
Why Gen X is the least prepared for retirement
While retirement readiness among Americans has improved in general, Gen Xers are struggling with housing, college and medical costs, a survey finds.
Conversations newlyweds need for a healthy retirement
After developing a plan to cover their bills and emergency expenses, clients in a new marriage are advised to start working on their long-term goals.
Age discrimination is bad for the bottom line
Figuring out ways to keep older workers engaged and help them overcome the prejudices that prevent them from getting hired is a task often neglected by policymakers
How you can help your clients cope with a forced retirement
To reduce the risk of retiring early, seniors are advised to take on a part-time job or downsize to reduce expenses.
What the 2020s have in store for aging boomers
Within 10 years, millions of baby boomers will be facing financial and health-related challenges in retirement.
Why retiring at 65 could become a thing of the past
“By and large, many simply have not yet saved enough to retire comfortably.”
10 best states for retirement
Virginia and Colorado are among the most-appealing locations for employees to spend their golden years in 2019, due in part to top scores in affordability, health-related factors and overall quality of life.
Benefits Think 5 broker tips to streamline retirement planning
What employers should consider when tapping a broker to help employees navigate retirement plan selection.
Stephen Kapusta
ADP
Benefits Think What to do when your state says you need a retirement plan
Employers operating in location where legislation has been proposed need to think critically about the plans they offer workers.
Allison Brecher
Vestwell
3 ways retirement plan design can address workforce challenges
These benefits should be customized to align with the unique needs of employees.
Buyout or pension? The heavyweight bout of retirement decisions
Buyout amounts are high right now, but there are many other factors to consider when guiding employees to the right choice.
Benefits Think IRS updates rules on retirement plan hardship distributions
These new changes make requirements more flexible and participant-friendly for those with 401(k) and 403(b) plans.
Lisa Tavares
Venable
Benefits Think How HSAs may help women clear retirement savings obstacles
Health savings accounts have unique features that can supplement career breaks and help bridge the gender pay gap.
Barbara Van Zomeren
Ascensus
10 jobs with the best retirement benefits
These employers offer plans that pay as much as $6.52 per hour in contributions.
10 worst states for retirement
Maryland and New Jersey are among the least-appealing places for employees to spend their post-work years in 2019, due in part to affordability, health-related factors and overall quality of life.
10 best states for retirement
Virginia and Colorado are among the most-appealing locations for employees to spend their later years, due in part to affordability and overall quality of life, a new survey found.