Savings accounts

A new survey from financial services organization TIAA polled 1,000 adults and found that nearly half don't make enough money to save.

Data collected from the partnership helped ADP implement changes to its available savings program to increase employee participation.

Ninety percent of employees surveyed by SecureSave say they would use an emergency savings program if it were offered by their employer.

Older clients are advised to take extra steps to protect their finances as the current crisis may leave them prone to making poor financial decisions.

Clients are advised to minimize spending and tap possible sources of cash and credit, including their tax refund.

Aside from refinancing, retirees are advised to consider downsizing their homes to reduce overall spending.

To start, these clients are advised to start saving as early and contribute enough to their 401(k)s to qualify for their employer's matching contribution.

Seniors choosing between traditional and Roth IRAs must account for their current and future tax rates.

Taking advantage of catch-up contributions is one of several methods that can help them get back on track.

Pre-retirees are encouraged to save aggressively and create a list of things they plan to spend their money on without remorse, an expert says.

Clients can void overspending by seeking out sales and discounts to lower their food and entertainment costs.

"Since no one has a crystal ball to predict what will happen, I advise saving money on both sides of the tax fence," an expert says.

Nearly 48% of younger Americans feel they are not saving enough to secure their lifestyles after leaving the workforce, a report finds.

While there are strategies to help reduce risk, clients should recognize the order of investment returns is crucially important, an expert writes.

Investors who plan to retire early are advised to start saving as soon as possible and diversify their earnings with multiple sources of income.

It is important for entrepreneurs to have an exit strategy and to take control of their debt.

“By and large, many simply have not yet saved enough to retire comfortably.”

The company is boosting its tuition reimbursement, college savings and student loan debt repayment benefits.

To build their wealth, retirement savers are advised to take advantage of tax-advantaged plans including 401(k)s and IRAs.

Age discrimination, unpredictable life shocks and involuntary retirement casts serious doubt on the “work longer” thesis.