College planning

As college costs rise, parents are resorting to increasingly costly means to pay for their children's educations. The loss in retirement savings is rarely recovered.

Grandchildren won't be able to have their own accounts until they are earning their own income, but they can be named beneficiaries.

As education loans soar, a benefits provider helps clients address a mounting crisis.

As education loans soar, a benefits provider helps employers address a mounting crisis.

A typical Social Security payment is likely to cover basic costs in these areas.

Science, technology, engineering and mathematics degrees continue to offer the best postgraduate prospects to college students.

From a tax perspective, cashing out an old 401(k) plan can be a wrong move, as this option will trigger income taxes plus penalty

The credit card giant joins a growing list of employers who have boosted education benefits to stand out in an increasingly competitive labor market.

The credit card giant joins a growing list of employers who have boosted education benefits to stand out in an increasingly competitive labor market.

We have multiple goals in life and should be able to handle short-term debts and long-term goals without sacrificing one for the other, says one expert.

Many employees may not be able to have a comfortable life in their golden years because they carry a hefty credit card debt into retirement

More workers are gaining access to a Roth 401(k), and employees should take advantage of it.

Each plan has pros and cons: Clients who own a Roth IRA for at least 5 years are entitled to penalty-free withdrawals for education expenses, but they'll owe income taxes on those earnings.

Each plan has pros and cons: Clients who own a Roth IRA for at least 5 years are entitled to penalty-free withdrawals for education expenses, but they'll owe income taxes on those earnings.

85% of survey's respondents felt that lawmakers don't understand the difficulty they face when building a retirement nest egg.

85% of survey's respondents felt that lawmakers don't understand the difficulty they face when building a retirement nest egg.

Nearly 2 million Americans aged 50 to 64 had Parent Plus loans last year, and 200,000 retirees aged 65 and older carrying the same type of loans.

Nearly 2 million Americans aged 50 to 64 had Parent Plus loans last year, and 200,000 retirees aged 65 and older carrying the same type of loans.

The office-supply retailer announced a new program offering the perk to “top performing” employees.

The office-supply retailer announced a new program offering the perk to “top performing” employees.