Confronted with college costs, parents reach for their 401(k)s
As college costs rise, parents are resorting to increasingly costly means to pay for their children's educations. The loss in retirement savings is rarely recovered.
College planning
Should clients use a Roth IRA for college expenses?
Grandchildren won't be able to have their own accounts until they are earning their own income, but they can be named beneficiaries.
Gradifi aims to increase student debt awareness
As education loans soar, a benefits provider helps clients address a mounting crisis.
Gradifi aims to increase student debt awareness
As education loans soar, a benefits provider helps employers address a mounting crisis.
10 places to retire on Social Security alone
A typical Social Security payment is likely to cover basic costs in these areas.
The new American dream job is pretty dull
Science, technology, engineering and mathematics degrees continue to offer the best postgraduate prospects to college students.
What to do with your 401(k) plan? Consider moving it to an IRA
From a tax perspective, cashing out an old 401(k) plan can be a wrong move, as this option will trigger income taxes plus penalty
Discover’s latest volley in talent war: free college tuition
The credit card giant joins a growing list of employers who have boosted education benefits to stand out in an increasingly competitive labor market.
Discover’s latest volley in talent war: free college tuition
The credit card giant joins a growing list of employers who have boosted education benefits to stand out in an increasingly competitive labor market.
Should workers pay off student debt before saving for retirement?
We have multiple goals in life and should be able to handle short-term debts and long-term goals without sacrificing one for the other, says one expert.
4 things keeping workers from retirement savings (and how to fix them)
Many employees may not be able to have a comfortable life in their golden years because they carry a hefty credit card debt into retirement
More employers are offering Roth 401(k)s
More workers are gaining access to a Roth 401(k), and employees should take advantage of it.
Roth IRA, 529, insurance: What’s best for college savings?
Each plan has pros and cons: Clients who own a Roth IRA for at least 5 years are entitled to penalty-free withdrawals for education expenses, but they'll owe income taxes on those earnings.
Roth IRA, 529, insurance: What’s best for college savings?
Each plan has pros and cons: Clients who own a Roth IRA for at least 5 years are entitled to penalty-free withdrawals for education expenses, but they'll owe income taxes on those earnings.
More Americans live in fear of retiring poor
85% of survey's respondents felt that lawmakers don't understand the difficulty they face when building a retirement nest egg.
More Americans live in fear of retiring poor
85% of survey's respondents felt that lawmakers don't understand the difficulty they face when building a retirement nest egg.
College loans are making it hard for parents to retire
Nearly 2 million Americans aged 50 to 64 had Parent Plus loans last year, and 200,000 retirees aged 65 and older carrying the same type of loans.
College loans are making it hard for parents to retire
Nearly 2 million Americans aged 50 to 64 had Parent Plus loans last year, and 200,000 retirees aged 65 and older carrying the same type of loans.
Staples implements student loan benefit
The office-supply retailer announced a new program offering the perk to “top performing” employees.
Staples implements student loan benefit
The office-supply retailer announced a new program offering the perk to “top performing” employees.
