401(k)

Plan sponsors should always respond to employee inquiries in a timely way and correctly file Form 5500, says retirement adviser Robert Lawton.

Employees aren’t saving enough for retirement. But employers can help by offering auto-enrollment and auto-escalation.

The average plan balance rose to $92,500 at the end of the fourth quarter, Fidelity Investments reports.

One way for clients to avoid or minimize their capital gains tax is to hold investments in tax-advantaged retirement accounts, such as IRAs and 401(k) plans.

One way for clients to avoid or minimize their capital gains tax is to hold investments in tax-advantaged retirement accounts, such as IRAs and 401(k) plans.

Early withdrawals from retirement investments can trigger a hefty penalty.

Many workers think hey are not allowed to contribute to a 401(k), a traditional IRA and a Roth IRA in the same year, which is untrue.

Early withdrawals from retirement investments can trigger a hefty penalty.

The average balance in Fidelity’s survey is a record $92,500. For workers with the same employer for 10 years, it’s a quarter-million dollars.

Retirees on Social Security can expect the government to garnish a portion of their benefits if they fail to make student loan payments.