401(k)

As the U.S. retirement industry shifts its focus from the accumulation of wealth to Americans’ need for a steady stream of retirement income, industry experts search for answers in what other countries are doing.

Baby boomers, Generation X and millennials all have different attitudes about saving for the future and varying work styles, and it’s crucial that advisers know these differences before discussing retirement savings options.

Commentary: Teetering on the edge of the looming retirement crisis in America, partisan politics are part of the reason we have failed to move up in the rankings, says retirement expert Chad Parks.

When David Hassell, CEO of software company 15Five, shopped around for a 401(k) plan he was left frustrated and confused by vendors’ lack of fee transparency.

Although target-date funds might not be the right investment vehicle for every 401(k) plan member, here are six reasons they’re better than other options.

Financial stress can affect employee productivity and while many employees say they understand the importance of saving for retirement, some say they can’t afford to save or lack understanding about where or how to save.

Portability solutions are a proven method for facilitating and actively encouraging participants to keep their hard-earned savings in the retirement system.

When performing due diligence, retirement plan fiduciaries must be aware of new SEC rules for the money market funds included in their 401(k) investment lineups.

The recent partnership is part of consolidation in the retirement space that will continue for the next three to five years, says Transamerica’s Kent Callahan, who shares his insight on the Mercer deal, as well as his firm’s relationship with brokers.

Employees who don’t factor health care costs into their retirement planning could be in for a rude awakening.

Small-business 401(k) plan participants don’t have access to the same tools and resources that participants in large plans have, which could be putting them at a retirement disadvantage.

The bad equity markets have one silver lining for those executives in your organization that might have large 401(k) account balances: In-plan conversions to Roth 401(k) accounts.

A solid financial wellness program needs to focus on three big ideas: big data, behavioral science and technology, according to experts at this week’s Benefits Forum & Expo.

Mutual funds continue to be the leading investment choice among self-directed brokerage account participants.

Commentary: Extreme market volatility does not last forever. However, mistakes 401(k) plan participants make by selling out of equity funds at the wrong time can significantly damage their retirement prospects.

John Engler, president of Business Roundtable, called on Secretary of Labor Thomas Perez to consider changes to the fiduciary proposal.

Retirement planning is harder than sticking to a diet and exercise program, millennials say.

Martha G. King, managing director of Vanguard’s institutional group, addresses the evolution of retirement plan education and the challenges of guaranteed annuity products within 401(k) plans.

Robo retirement firms entering the small-plan 401(k) market won’t replace human advisers, industry leaders say.

Actively managed funds still represent the largest chunk of most 401(k) investment lineups, but passively managed investments have risen in recent years because of fee disclosure regulations, target-date funds and the notion that managed accounts have been unable to beat the returns of index funds.