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Even with the newly announced extension, now’s the time to start carefully measuring and analyzing eligible employee hours to avoid having to pay shared responsibility penalties as steep as $3,000 per employee under the ACA.

Commentary: You can add value just by letting your 403(b) clients know about this opportunity to receive free third-party research, according to The Principal's Aaron Friedman.

Commentary: Consider these tips, from columnist Jack Kwicien, for putting together a successful business strategy as a consultative broker.

Commentary: Let’s face it, we are always selling something. Usually it’s ourselves, in one way, shape or form. So why aren’t we translating this over to the world of business sales?

Commentary: It’s not too late to set up a 2013 retirement plan. It may not be flexible, but it is available for those seeking last-minute savings.

Commentary: You don’t need to be one of the world’s best writers to communicate effectively with clients about their retirement needs.

Commentary: Online enrollment that gets participation in voluntary benefits as good as or better than one-on-one enrollment meetings at the worksite — while letting brokers keep twice as much of the voluntary commission. Is it possible? Columnist Nelson Griswold explains.

Commentary: Game on at the DOL means game on for employers. Are your employers prepared for a DOL audit? Are you prepared to advise them on what an audit involves and the fines for non-compliance?

Commentary: Although your customers may be placing a greater emphasis on voluntary plans, their millennial employees often are unaware of the reasons to elect coverage. If this younger employee base doesn’t understand voluntary options, it could result in lower enrollment and hurt your clients financially. Learn how to harness the millennial’s demand for information to your advantage.

Commentary: Automatic features have all helped retirement plan participants, but what should employers and committees discuss this year as they plan for future improvements in their plans as a way to seek to improve the retirement outcomes for their participants?