Retirement

Target-date fund participants are more confident they’ll reach their retirement goals and have higher contribution rates than non-TDF user, survey finds.

Reducing cash-outs and stranded 401(k) accounts increases average account balances, a key industry metric for measuring retirement plan success.

Ron Shaw, retirement program manager for Paychex, focuses on the retirement readiness of the company’s young workforce.

Commentary: There are other much larger and offensive “holes” in the current disclosure that are more deceptive and allow more conflict of interest than DOL’s proposed BICE.

The adoption rate of managed accounts remains low, yet retirement plan participants who use them report higher projected retirement wealth and better portfolio diversification.

Commentary: We find our clients like having a guaranteed income, and they also like having buckets of income that start at different times and are taxed in different ways.

This year’s winners put special emphasis on health care cost transparency, financial wellness, private exchange adoption and face-to-face communications.

Americans express lower overall retirement confidence than in years past, but rank saving for retirement a top priority.

Generation Y employees want more customization and education about their benefits — and employers need to provide a broad range of offerings while taking a holistic view to contain rising health care costs.

Commentary: Where do these fees go? There are a number of hands in the pot. Here are the three entities that collect on 401(k) fees.