Editorial Staff

Investors are more likely to invest less aggressively over the years even if the decision does not make sense, according to a new study.

Investors are more likely to invest less aggressively over the years even if the decision does not make sense, according to a new study.

Most Americans are saving too conservatively to generate the income they'll need in retirement even after accounting for Social Security.

Retirees who opt to defer their Social Security and pension benefits and have no taxable income may want to sell securities outside their retirement accounts.

Those who have left the workforce who opt to defer their Social Security and pension benefits and have no taxable income may want to sell securities outside their retirement accounts.

Workers may want to create an account on Social Security's official website to get a good estimate of their retirement benefits.

Retirees may opt for current market valuation or their funded ratio as the basis for the allocation.

People who have left the workforce may opt for current market valuation or their funded ratio as the basis for the allocation.

Americans aged 50 and older would pay bigger health insurance premiums under the new health care bill that cleared the House of Representatives.

Americans aged 50 and older would pay bigger health insurance premiums under the AHCA.

Retirees are advised to find gigs that suit them and have realistic expectations about the work they do.

People who have left the workforce and wish to return are advised to find jobs that suit them.

Owning a home brings benefits for retirees, but so does renting. One example: renting puts a limit on housing costs, one of the biggest expenses for retirees.

More people are planning to wait to file for benefits, but just 25% are even aware of their full retirement age.

Retirees saw a small increase in expendable income once they started collecting Social Security, according to a new study.

Retiree investors can use safe withdrawal rates and maintain a diversified portfolio with more asset classes, writes Wade Pfau, professor at The American College.

Workers should not necessarily consider a 401(k) the first stop for retirement savings.

Seniors should consider getting a second opinion when developing a Social Security claiming strategy, as they might be ill-advised the first time.

The partner who first reaches 62 should consider delaying Social Security until the age of 70, and they should continue contributing to the retired spouse’s IRA if possible.

The partner who first reaches 62 should consider delaying Social Security until the age of 70, and they should continue contributing to the retired spouse’s IRA if possible.