Editorial Staff

Retiree investors can use safe withdrawal rates and maintain a diversified portfolio with more asset classes, writes Wade Pfau, professor at The American College.

Workers should not necessarily consider a 401(k) the first stop for retirement savings.

Seniors should consider getting a second opinion when developing a Social Security claiming strategy, as they might be ill-advised the first time.

The partner who first reaches 62 should consider delaying Social Security until the age of 70, and they should continue contributing to the retired spouse’s IRA if possible.

The partner who first reaches 62 should consider delaying Social Security until the age of 70, and they should continue contributing to the retired spouse’s IRA if possible.

To build a strong portfolio, investors should consider blue-chip stocks that pay high dividends.

To build a strong portfolio, investors should consider blue-chip stocks that pay high dividends.

Employees should opt for simpler annuities, which tend to be less expensive than those with more complicated terms.

Clients should opt for simpler annuities, which tend to be less expensive than those with more complicated terms.

When investing in a Roth IRA, retirement savers should rebalance their portfolio by replacing high-performing holdings with more value-priced investments.

Retirement savers should rebalance their portfolio by replacing high-performing holdings with more value-priced options.

Two experts weigh in on whether there is a looming retirement crisis in the U.S., and provide opposite views on the issue.

Two experts weigh in on whether there is a looming problem in the U.S., and provide opposite views on the issue.

Young people are advised to start building their nest egg as soon as they land a job after graduating from college.

Young people are advised to start building their nest egg as soon as they land a job after graduating from college.

Long-term care brings hefty costs, which won't be completely covered by Medicare, so clients may want to consider living-benefits products, an asset-based long-term care coverage or an annuity.

Under new laws, plan participants are allowed to take such action without any upfront tax consequences.

Most Americans maintain or even increase their spendable incomes after they started collecting Social Security, according to one of the experts who conducted a study.

Delayed retirement credits only accrue to age 70, but there still may be tax issues to consider.

ESG investing is one way to motivate young clients and boost their contributions.