Editorial Staff

While workers are better off leaving their money in the plans, they’re allowed to make penalty-free withdrawals if it’s for out-of-pocket medical bills not covered by insurance.

Proponents of defined-contribution plans envisioned them as supplements to defined benefit plans; they didn't anticipate that 401(k)s would largely replace pensions.

Proponents of defined-contribution plans envisioned them as supplements to defined benefit plans; they didn't anticipate that 401(k)s would largely replace pensions.

A retired substitute teacher can expect a two-thirds cut to her Social Security spousal benefits because of the government pension offset provision.

A retired substitute teacher can expect a two-thirds cut to her Social Security spousal benefits because of the government pension offset provision.

92% of 401(k) participants are unaware of the fees they pay in their plans, creating the potential to lose a substantial amount of retirement savings

Investors should learn to ignore market forecasts and predictions and stick to their comprehensive plan.

Retirees can hear different perspectives from other patients and learn more about their medical conditions.

Many Americans are facing bleak retirement prospects as a result of the current do-it-yourself retirement system.

A survey has found that running out of savings and lack of Social Security benefits tops the list of concerns.