Editorial Staff

Such a portfolio outperformed the S&P 500 in an analysis covering 1928 to 2015.

Such a portfolio outperformed the S&P 500 in an analysis covering 1928 to 2015.

The new rule will lead to lower built-in commissions, enhanced agent/advisor education, and increased regulation of indexed annuities.

The new rule will lead to lower built-in commissions, enhanced agent/adviser education, and increased regulation of indexed annuities.

Retirement investors should ensure they follow the rules so their heirs can fully gain from the account's tax advantages.

Retirement investors should ensure they follow the rules so their heirs can fully gain from the account's tax advantages.

Workers over 60 can expect an increase in Social Security taxes next year but they won't get as much in return.

Workers over 60 can expect an increase in Social Security taxes next year but they won't get as much in return.

Commodities aren't a good inflation hedge, according to one expert. Instead, talk to clients about TIPS or even some securities.

Commodities aren't a good inflation hedge, according to one expert. Instead, talk to clients about TIPS or even some securities.

The likelihood of periodic volatility is concerning to retirees, but it's important to try to keep clients calm.

The likelihood of periodic volatility is concerning to retirees, but it's important to try to keep clients calm.

One idea is to ensure clients are investing the right types of assets in the right accounts to take full advantage of appreciation and tax-exempt status when possible.

One idea is to ensure clients are investing the right types of assets in the right accounts to take full advantage of appreciation and tax-exempt status when possible.

IRAs are not subject to as many rules, allowing investors to make withdrawals that conform to their portfolio strategy.

IRAs are not subject to as many rules, allowing investors to make withdrawals that conform to their portfolio strategy.

Working 30 years instead of 29 will yield a fractional monthly benefit increase—"like by 1/29th"—says one expert, who also notes how get a good idea of future benefit

Working 30 years instead of 29 will yield a fractional monthly benefit increase—"like by 1/29th"—says one expert, who also notes how get a good idea of future benefit

Many millennials feel their parents can provide them good financial advice, but they are reluctant to seek help from elders, as well as from financial professionals.

Many millennials feel their parents can provide them good financial advice, but they are reluctant to seek help from elders, as well as from financial professionals.