Editorial Staff

Gold tends to hold its value in the long-term, but it's volatile — almost as much as stocks — so clients may need decades to ride out its ups and downs,

Setting up an investment account for every newborn, with the federal government seeding it with $7,000, might be a solution to the looming crisis.

Retirees who retire before 65 and want to reduce their premiums are advised to keep their taxable income between $12,060 and $48,240 (for singles) or $16,240 and $64,960 (married couples).

Retirees should not underestimate the impact of taxes on their income after they leave the workforce, as their tax liability could reduce substantially their net earnings.

Those who leave the workforce before age 65 and want to reduce their premiums are advised to keep their taxable income between $12,060 and $48,240 for singles.

The Senior Citizens League says that seniors on Social Security can expect an increase in cost of living adjustments not seen since 2012.

The Senior Citizens League says that seniors on Social Security can expect an increase in cost of living adjustments not seen since 2012.

A new report indicates that projected medical expenses of a 45-year old couple, after they retire, will be 122% of their total Social Security benefits.

A new report indicates that projected medical expenses of a 45-year old couple, after they retire, will be 122% of their total benefits.

Many carriers offering long-term care coverage are experiencing financial woes and may no longer guarantee payments when clients need them.