
Lee Conrad
Former senior editorLee Conrad is a former senior editor of Employee Benefit News and Employee Benefit Adviser, and a former editor of Bank Investment Consultant.

Lee Conrad is a former senior editor of Employee Benefit News and Employee Benefit Adviser, and a former editor of Bank Investment Consultant.
Taxation of retirement plan distributions and Social Security benefits remains unchanged under the new tax law, but retirees are likely to see an increase in after-tax income.
The proposed budget includes a provision that would give Medicare recipients the option to contribute to a health savings account, which would offer various tax benefits.
Workers who are looking for new investments may want to invest in small-cap dividend payers,
Raising the payroll tax is the easy way (in theory); here are other solutions for funding the Social Security shortfall.
Younger investors may see the market's swing as just another fluctuation in the market, while assuming that time is on their side. Older investors, on the other hand, may be far more stressed.
Even if those assets are used to pay for nonmedical expenses, an HSA can still be ahead of a 401(k) plan or an IRA.
Employees have a hundred—if not a thousand—possible options to consider when claiming Social Security benefits.
Retirees who consider taking withdrawals from their 401(k) and other similar plans should account for the tax impact before making a decision.
Savers are starting to take money out of their 401(k) accounts—despite taxes and penalties involved—assuming it will be replaced as markets continue to surge upward.
Workers have an option to stash their bonus in their 401(k), but doing it may not be a good idea.
New research finds that Americans are stashing more cash in their 401(k)s than in savings account.
Not knowing the differences between a traditional IRA and a Roth IRA could be costly for retirement savers.
Adding five years to working years will enable workers to replace their pre-retirement income by up to 90% instead of 60% in some cases,
Tax-free withdrawals could outweigh an employer's match if early withdrawals are made for expenses like healthcare.
Retirees should stick to their strategies and diversify their portfolios with various sources of income.
Employees should do a quick assessment of their retirement prospects while still working.
One strategy to enhance financial prospects is to get a part-time job via the gig economy.
Many younger workers find it difficult to think beyond their student debt, which averages $32,731 with an average monthly payment of $393, according to the Federal Reserve.
Missing required 401(k) minimum distributions are subject to a penalty equal to half the amount that should have been taken.
Although the current year has been good for participants, many workers are not investing in a retirement plan.