Pat McCullough

  • Get in on a benefits IPO

    Watching health care costs over the last several years feels like that old episode of "The Twilight Zone" where the guy keeps trying to leave town and ends up in the same place over and over again. Year after year - for the past five years now - health care costs have risen between 7% and 8%. The cost to employers to offer health insurance to their employees has risen as much or more: They paid an annual average premium of $15,073 for family coverage in 2011, an increase of 9% over the previous year and double the amount of a decade ago.