Benefits Think

When rolled out correctly, CDH plans can be a win-win-win for advisers, their clients and their clients’ employees.

AI, gamification and mobile will become indispensable tools for human resources directors.

Plan sponsors should connect with workers by integrating financial wellness concepts, including behavioral finance/economics elements, talking about loans and withdrawals and offering one-on-one meetings.

Employers are pressed to reduce their health benefits spend while improving outcomes, but these tools can help.

Several factors contribute to workers’ failure to use the perks available to them, but employers can help with predictive and preventive approaches.

Advisers are pressed to help clients reduce their health benefits spend while improving outcomes. These tools can help.

Employer clients with high-deductible health plans could be snared by recent legislation in Illinois, Maryland and Oregon.

A general misunderstanding is that in the Affordable Care Act era, anyone can purchase an individual health policy at any time on a guaranteed issue basis.

The most successful benefit advisers move beyond routine service offerings and position themselves as trusted business consultants.

Several factors contribute to workers’ failure to use the perks available to them, but employers can help with predictive and preventive approaches.