Benefits Think

Commentary: Columnist Mel Schlesinger reveals his sales techniques including only meeting with prospects who also want to meet with you.

Many studies have shown that the average 401(k) participant earns at least 2% to 3% less each year than the mutual funds in their plans. Because so many of us give in to our emotions and chase markets higher, buying at tops. Then we get scared and sell when markets fall.

Commentary: Columnist Craig Davidson walks through the importance of ensuring solid immigration forms are in place for all employees.

Commentary: Columnist John Ludwig says there's no "silver bullet" to solving all employers' financial wellness problems, but looking at certain demographic factors of your group is a good place to start.

Employer action on the patient safety issue could include crafting health benefit plans that reward safety and penalize non-compliance, urging hospital boards to make safety a priority and distributing patient safety literature.

Commentary: Blogger John Graham says we are our presentations because we're the ones up there getting judged. Here's seven steps to putting your best foot forward.

For every employee leave you must ensure that an orchestra of different people, laws, and systems play in perfect concert with each other. Not an easy task when you consider the following: trying to determine who and when employees are on leave, abiding by multiple, complex leave laws, and dealing with HRIS tracking shortcomings.

Commentary: Blogger Michael Klachefsky shares ways that disability insurance providers and absence management vendors can help with some unexpected consequences of the health law.

Start by constructing an employee education policy statement for your 401(k) and 403(b) plans. Many plan sponsors never put together this document and, as a result, have no idea if they are achieving any worthwhile education objectives.

Commentary: Blogger Mark Gaunya discusses a niche way some smaller employers might find appealing as a self-funding strategy to control health care costs. It’s called a captive solution.