Benefits Think

In the retirement plan arena, the Pension Protection Act of 2006 was a game changer for defined benefits plan sponsors - it altered the way in which the value of lump-sum offerings was calculated, making lump-sum payouts a more attractive solution for plan sponsors seeking ways to reduce the risks associated with their DB plans.

Because alternative investments, such as private equity, hedge funds and real assets, are typically accessed though a limited partnership structure, retirement plan fiduciaries are charged with more extensive due diligence as compared to monitoring daily valued mutual funds or separate accounts.

Commentary: Blogger Andy Torelli says after the first ACA enrollment, we’re still years away from knowing the true efficacy of the law. What can advisers learn from this limbo period?

Commentary: Blogger Wendy Keneipp advises how to grow your business with services outside the scope of insurance you likely already have the skills for.

Are your retirement plan fees market-competitive? Fees don't necessarily have to be the lowest cost, but they do need to be reasonable.

Commentary: Blogger Sam Fleet reminds benefit advisers that religious institutions need benefits, too. Here are some special considerations to take into account:

Top down management support is a prerequisite for any change in the obsessive email behavior that’s damaging our collective well-being and impairing our ability to focus, writes Shani Magosky.

Commentary: Blogger John Graham says to doubt everything you do with marketing. Then, follow these tips to revamp the way you take care of clients.

Commentary: Advisers should know about options for employers to get help in the ever-changing regulatory environment.

Rising interest rates and strong stock market performance have improved funding ratios for DB plans and created an environment in which plan sponsors can — and are — acting decisively to mitigate risk.