Benefits Think

While outsourcing is a dirty word for many U.S. workers, most organizations that outsource benefits administration do so not to reduce HR head count, but rather to achieve legal compliance, reduce burdens on internal staff, gain efficiencies and gain access self-service technology.

Employees are much more fearful of making bad investment decisions than they are of doing nothing and missing out on a potentially good investment, leading many to invest too conservatively in their 401(k) plans.

Employees who experienced negative interactions with their manager had a decreased sense of connection with their employer – and were less motivated to return to work following a disability.

Commentary: Who cares about what you and I do? Not our prospects and not our customers. What we need is something that grabs an individual’s or a group’s interest — fast, says marketing consultant John Graham.

Millennials' lower net worth, combined with a mindset that a disabling condition will never happen to them, makes them ideal candidates for disability insurance.

Commentary: Why are we ashamed or afraid to tell our clients or prospects what our cost of doing business is? Why are we afraid to be transparent?

However employers’ decisions have been determined by the Affordable Care Act, the reasons to continue investing in employee health and productivity remain.

At Oracle’s first-ever HCM World conference, the technology company demonstrated its commitment to human resources customers, explaining its strategy for Modern HR in the Cloud, which is focused on meeting the needs of employees in a large, dispersed workforce.

Recent behavioral finance studies have shown that most participants invest too conservatively. Helping employees understand and overcome ambiguity is a good first step toward making them better 401(k) investors.

Compliant cost management is crucial for self-funded plans dealing with end-stage renal disease