Benefits Think

From ignoring chronic disease to failing to align vendor and employer goals, defined-contribution health strategies through private exchanges are not right for every employer.

Commentary: Top lessons from retail that brokers and consultants can leverage to engage employees in benefits selection and produce a positive experience with benefits shopping.

Republicans were trying to dismantle the ACA’s risk corridor premium stabilization program as recently as this week but several factors, possibly including the insurance industry itself, took them off course.

While the office is increasingly where many busy singles find true love, workplace romance can have major implications for employers. Some companies have even adopted "love contracts" to help employees avoid legal issues if the relationship turns sour.

Commentary: When it comes to qualified domestic relations orders, plan sponsors and their financial professional partners need to ensure they have a robust and detailed process that can actually work, says The Principal’s Aaron Friedman.

Commentary: If the hard part of the job is prospecting, and the easy part is selling to qualified, interested prospective clients, what can you do to make prospecting easier and more productive? Jack Kwicien explains.

Commentary: Innovative technology is eliminating payroll deduction as the method of choice for collecting voluntary benefits premium, sounding the death knell for payroll deduction, says Nelson Griswold.

Wellness can specifically increase job satisfaction among current and prospective employees. However, employers can’t expect these results to occur overnight. While many launch wellness programs, they often fall short of expectations. Perhaps the biggest reason this happens is inadequate communications to employees.

The short-term motivators and health advice typical of wellness programs provide general benefits across an employee population, but people needing sustained weight loss require concentrated behavior change assistance specific to their condition.

Commentary: There are murky new ACA liabilities for your benefit agency. Craig Davidson shares how these potential liabilities lie with insurance protection coverage that you may need.