IRAs

While there are 567 ways to claim benefits, clients are advised to pick a strategy that will maximize a spouse's benefit on their record.

Gold tends to hold its value in the long-term, but it's volatile — almost as much as stocks — so clients may need decades to ride out its ups and downs,

Retirees should not underestimate the impact of taxes on their income after they leave the workforce, as their tax liability could reduce substantially their net earnings.

Many carriers offering long-term care coverage are experiencing financial woes and may no longer guarantee payments when clients need them.

Many carriers offering LTC coverage are experiencing financial woes and may no longer guarantee payments when clients need them.

Retirees are automatically enrolled in Medicare by the time they reach 65 if they are already collecting their Social Security benefits.

Those who leave the workforce are automatically enrolled in Medicare by the time they reach 65 if they are already collecting their Social Security benefits.

Couples would be better off retiring at the same time, as they face major life changes together. And leaving a career-driven spouse at home in retirement can throw a marriage out of whack.

Couples would be better off retiring at the same time, as they face major life changes together. And leaving a career-driven spouse at home in retirement can throw a marriage out of whack.

The President's budget is expected to call for spending cuts on programs intended to help lower income households, while keeping programs designed to assist older people.

More people are taking part-time jobs providing housekeeping and other services to seniors who are living independently.

More people are taking part-time jobs providing housekeeping and other services to seniors who are living independently.

Workers may want to create an account on Social Security's official website to get a good estimate of their retirement benefits.

Retirees may opt for current market valuation or their funded ratio as the basis for the allocation.

People who have left the workforce may opt for current market valuation or their funded ratio as the basis for the allocation.

Americans aged 50 and older would pay bigger health insurance premiums under the new health care bill that cleared the House of Representatives.

Americans aged 50 and older would pay bigger health insurance premiums under the AHCA.

Workers should not necessarily consider a 401(k) the first stop for retirement savings.

Seniors should consider getting a second opinion when developing a Social Security claiming strategy, as they might be ill-advised the first time.

Employees should opt for simpler annuities, which tend to be less expensive than those with more complicated terms.