What's sadder is how insurance companies hold it against individuals who participate in EAPs. During a stressful time in my worklife, I saw a therapist because it was the healthy and responsible thing to do. Then, when I started my own business and went to Blue Cross for an individual health plan, I was denied coverage because solely because I saw a therapist, who prescribed no drugs and made no diagnosis of mental illness.
The objective is to have a clear view of baseline vs. current Rx trend, documented savings tied to interventions and a reconciliation check on guarantees and rebates.
Employees are struggling to figure out how income, savings, employee benefits and government programs like Medicaid fit together.
Employees are turning to consumer health apps instead of workplace benefits, highlighting a growing gap between what companies offer and what workers use.
The key to success is reviewing an administrator's fiduciary status, licenses they hold with carriers and the agent of record that is going to service the policy.
Leadership lessons learned on the field — and the front lines of innovation.
Behavioral health services deliver a 507% ROI for employers, driven by lower medical costs, reduced disability claims and improved productivity gains.
