Banco Popular de Puerto Rico

Ms. Barvin has 18 years of public finance experience, including 14 years at Bank of America Merrill Lynch, the first 12 of which she served as a public finance banker. In her current position, Ms. Barvin serves as lead credit banker on bank financings throughout California, including both traditional and direct purchase transactions. Grace has a strong background in California public finance, having served as bank purchaser or senior manager for a wide range of municipal issuers throughout California and the Western States.�Prior to joining Merrill Lynch in 2001, Ms. Barvin had four years of experience on the post-issuance side of the municipal industry, including positions with BLX and Fund Services Advisors.�Ms. Barvin holds a Bachelor of Arts from UCLA and a Master�s in Public Administration from Syracuse University�s Maxwell School; registered FINRA Series 7 and 63.

Whitney Henry is the Director of Capital Budget and Finance at Princeton University where she helps manage the University�s $3 billion ten-year Capital Plan and the University�s debt portfolio, which consists of more than $3 billion in long-term debt and two CP programs.� Prior to her role at Princeton, Ms. Henry worked as the Senior Financial Analyst at the University of Texas System where she aided with the management of the U. T. System�s debt and swap portfolios and at Bear Stearns on the municipal derivatives trading desk. Ms. Henry holds a BA from Harvard University.