Banco Popular de Puerto Rico

Curtice has almost two decades of experience advising large public and private employers on health and welfare benefit agreements. Melanie ensures benefit plans comply with ERISA, HIPAA, the Internal Revenue Code, the ACA and other federal and state requirements to minimize the risk of agency penalties and benefit clams by participants.

Plavko is an associate with Frost Brown Todd LLC in their West Chester, Ohio office where she practices corporate law focusing in the areas of equity-based compensation, securities, corporate governance, and mergers and acquisitions. She has experience advising closely-held and publicly traded companies as well as investment advisors and investment companies.

Oguh is the founder & CEO of PeopleJoy, a student loan repayment assistance program. He previously founded a mobile app publishing company that was acquired in 2015. Prior to that he worked as director of product at a venture backed financial technology startup and as a Wall Street analyst. Oguh has an electrical engineering degree from Rutgers University and an MBA from Harvard Business School.

Kali Geldis is head of content syndication for Nav. Previously, she was editorial director for Credit.com where her work was featured on MSN, Yahoo, USAtoday, FoxBusiness and more outlets.

Bryan Kuderna, CFP, is an investment adviser with Kuderna Financial Team in Shrewsbury, New Jersey, and the author of "Millennial Millionaire - A Guide to Become a Millionaire by 30."

Falk Rieker is global vice president and global head of industry business unit banking at SAP.

Ashish Koul is senior vice president and general manager at Servion Global Solutions.

Timothy Hayden, Regional Vice President for Corporate Synergies, is a healthcare executive with more than 25 years of experience in all phases of the employee benefits industry. He has earned an industry-wide reputation as a creative developer of benefits solutions. He has overall management responsibility for a team of benefits professionals serving Maryland, Washington, D.C., and Virginia.