Mortgages

Those who leave the workforce can maximize the tax benefits by donating a portion of their IRA assets directly through a qualified charitable distribution

Some say the changes could make the Federal Housing Administration's program less attractive to borrowers, but they could also improve the market.

Some say the changes could make the Federal Housing Administration's program less attractive to borrowers, but they could also improve the market.

Employees should consider postponing their retirement, especially if they work for the federal government.

Older employees should consider postponing leaving the workforce, especially if they work for the federal government.

Clients should plan to replace roughly 80% of their pre-retirement income after they leave the workforce for good.

The average score of correct answers was 47%, and only 5% of respondents earned a grade higher than C.

Retirees may opt for current market valuation or their funded ratio as the basis for the allocation.

People who have left the workforce may opt for current market valuation or their funded ratio as the basis for the allocation.

The proceeds can be used to pay the tax bill from converting a 401(k) and traditional IRA into a Roth account.