The money in your 401(k) and IRA accounts doesn’t belong entirely to you
Compared to lower earners, clients with moderate and higher incomes will owe more taxes on the distributions from tax-deferred accounts after they retire.
Retirement benefits
2019’s Rising Stars in Advising
These young standout advisers see a changing workforce sparking new benefits for gig workers, student loan debt relief and better engagement tactics from employers. Ranging in age from 26 to 35, they represent the next generation ready to make their mark on an evolving industry.
Is phased retirement a good fit for you?
Companies should consider offering older workers the option of taking a phased retirement to enable them to transition to the golden years.
10 things to know about health savings accounts
A vast majority of workers are tapping their health savings accounts to pay for immediate healthcare expenses — and nine other findings from Willis Towers Watson.
Maximum 401(k) contributions climb for 2019. Here’s what that means for savers
Workers should consider contributing the maximum amount to their 401(k)s, whose contribution limits have increased for this year.
Switching to a new Medicare Advantage plan gets easier
Seniors who intend to get a Medigap policy to supplement their traditional Medicare coverage may have trouble getting one.
Benefits Think Sidecar accounts can help plug 401(k) leakage — to an extent
Although rainy day funds can be useful in the ongoing struggle to curtail leakage of savings from defined contribution plans, they won’t plug the biggest hole in the retirement system’s proverbial bucket.
Spencer Williams
Portability Services Network and Retirement Clearinghouse
Benefits Think It’s a job applicant’s market: What it means for employee benefits
Employees have come to expect perks, like financial wellness programs, that provide coverage for all stages of life. The employers that provide them will be ahead of the curve.
David Freedman
LegalZoom LifePlan
How to get by without a paycheck, as shutdown rolls on
Thousands of federal workers who are furloughed or working without pay because of the partial government shutdown should use budgeting to cope with the hard times.
Federal workers are yanking money out of retirement accounts
Growing numbers of federal workers have been tapping their retirement funds in a sign of how the government shutdown is squeezing day-to-day finances.
Benefits Think Here’s how brokers can beat Goliath
Independent Davids are winning accounts by using strategies and techniques they call NextGen benefits. Here’s how it works.
Benefits Think Employees may be relying on company stock too much – and what employers can do about it
Many workers overlook the importance of diversification, but employers have tools to guide them in a better direction — including financial wellness programs.
Amy Reback
Charles Schwab
The government shutdown is disrupting retirement plans for some federal employees
Federal employees who retire during the partial government shutdown would have to wait a longer time to take retirement distributions from their savings plans.
Benefits Think The missing link in helping employees save for retirement
Without an efficient, cost-effective way to transfer 401(k) account balances from plan to plan, participants are more likely to strand their accounts — or worse, prematurely cash out their savings.
Spencer Williams
Portability Services Network and Retirement Clearinghouse
Here’s when seniors might be looking at Social Security cuts
Seniors are advised to take measures to prepare for a possible shortfall in retirement income, as there is no guarantee for an immediate fix to the problem.
Travel agency books Decisely as its benefits provider
Expedia CruiseShipCenters partnered with the brokerage to provide medical and retirement benefits to its franchise owners and their employees.
Travel agency books Decisely as its benefits provider
Expedia CruiseShipCenters partnered with the brokerage to provide medical and retirement benefits to its franchise owners and their employees.
From HSA to 401(k) contribution limits, 11 numbers to know for 2019
Employers, time to brush up on — and tell employees about — caps set by the IRS for the coming year.
How to dodge a market dip that threatens retirement
Working longer and taking on a part-time job are two of the simple strategies for workers to curb the impact of a market correction. But there are other tips to consider as well.
From HSA contributions to 401(k) limits, 11 numbers to know for 2019
Employers, time to brush up on — and tell employees about — caps set by the IRS.