Retirement income

Using lowest-cost share classes, performing an annual investment fund review and distributing required fee notices are among best practices.

Even if those assets are used to pay for nonmedical expenses, an HSA can still be ahead of a 401(k) plan or an IRA.

Employees have a hundred—if not a thousand—possible options to consider when claiming Social Security benefits.

Employers should build an education program, perform an objective review of investments and benchmark features.

Millennials don’t know how to manage stock market expectations, Gen X struggles with savings and baby boomers don’t realize the benefits they could gain from one or two extra years in the workforce.

Retirees who consider taking withdrawals from their 401(k) and other similar plans should account for the tax impact before making a decision.

Plan sponsors worry record keepers will follow suit, limiting the investment options employers are able to offer employees through their workplace 401(k) plans.

Savers are starting to take money out of their 401(k) accounts—despite taxes and penalties involved—assuming it will be replaced as markets continue to surge upward.

Plan sponsors worry record keepers will follow suit, limiting the investment options employers are able to offer employees through their workplace 401(k) plans.

Collective Investment Trusts can have cost-saving advantages, are increasingly accessible and provide a long-term investment perspective.