Roth IRAs

Many workers think hey are not allowed to contribute to a 401(k), a traditional IRA and a Roth IRA in the same year, which is untrue.

Many workers think hey are not allowed to contribute to a 401(k), a traditional IRA and a Roth IRA in the same year, which is untrue.

IRA investors who turn 70 before June 30 have a little more than a year to make their first withdrawal.

IRA investors who turn 70 before June 30 have a little more than a year to make their first withdrawal.

The proceeds can be used to pay the tax bill from converting a 401(k) and traditional IRA into a Roth account.

The proceeds can be used to pay the tax bill from converting a 401(k) and traditional IRA into a Roth account.

Changing a Medigap plan during the open enrollment could be costly for clients, especially when the switch happens outside the initial six-month window.

The country's retirement crisis is not only limited to Social Security's insolvency issues, says Vanguard founder Jack Bogle.

The country's retirement crisis is not only limited to Social Security's insolvency issues, says Vanguard founder Jack Bogle.

For one strategy, clients should create income streams that have built-in protection, such as Social Security and long-term insurance.