Roth IRAs

Not knowing the differences between a traditional IRA and a Roth IRA could be costly for retirement savers.

Tax-free withdrawals could outweigh an employer's match if early withdrawals are made for expenses like healthcare.

Workers may want to opt for a fund that follows small companies as they will benefit from a lower corporate tax rate under the new tax law.

A pension expert from the Netherlands says that the U.S. retirement system sets a bad example in securing the golden years of its workforce.

Employers are relieved that plans are left unscathed, but insiders are still keeping a sharp eye on the impact of deduction for pass-through entities.

With the right steps, workers can reduce their tax liability, as well as new sources of retirement income with different tax treatments,

Retirees should ensure that they take their first required minimum distribution from their tax-deferred retirement account in the year they reach 70 1/2 or face a 50% penalty.

The tax plan would make itemized deductions less valuable so some retirees would lose a deduction that covers payments for nursing homes, assisted living or inpatient hospital care.

The Roth 401(k) is more flexible than a Roth IRA, and it is funded with after-tax dollars, which can help "diffuse the potential tax bomb."

The Roth 401(k) is more flexible than a Roth IRA, and it is funded with after-tax dollars, which can help "diffuse the potential tax bomb."