401(k)

One guideline to remember is that retirees should continue being invested in stocks, which produce high returns and pay dividends.

Plan sponsors should follow a four-step process to ensure their providers are appropriate and that the fees paid are reasonable, says adviser Robert Lawton.

One guideline to remember is that retirees should continue being invested in stocks, which produce high returns and pay dividends.

Auto-enrollment and -escalation, in-plan conversions and custom target date funds are buzzworthy retirement trends, benefits experts explain at EBN’s Benefits Forum & Expo.

Savings are only as safe as the places that hold personal information, expert says.

Retirees can open health savings accounts, which offer tax breaks on contributions and qualified distributions, and tax-free growth on investments.

Those who left the workforce can open HSAs, which offer tax breaks on contributions and qualified distributions, and tax-free growth on investments.

The answer is in the investment details. If employers offer a match, contribute at least enough money to get it. Matches are 'free money' that give an instant return.

If an employer offers a match, employees should contribute at least enough money to get it.

Each pre-retiree couple is in a unique circumstance, and needs to account for their health and longevity, as well as their willingness and ability to work.