A Broker's Guide: ACA compliance for complex clients

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The IRS has quietly automated ACA enforcement—meaning penalty letters can now be triggered by data mismatches, not manual audits. Even one overlooked detail, like a rehire record or union plan update, can set off a chain reaction that leads to six- or seven-figure fines.

For employers with complex structures, "checking the box" on compliance is no longer enough. And for brokers, a single misstep can damage more than your client's bottom line—it can damage your reputation.

A Broker's Guide: ACA Compliance for Complex Clients helps you:

  • Spot ACA red flags before they become penalties
  • Ask the right questions to uncover hidden risk
  • Protect client trust while strengthening your advisory role
  • Turn compliance expertise into a competitive advantage

Mastering ACA compliance isn't just about avoiding penalties—it's about proving your value as a trusted advisor.