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With the market condensing to a few big carriers, such as Anthem, adviser Vinnie Daboul predicts the health insurance system is entering a new phase.

Clients are often surprised to learn they can build up a cash reserve through their policies, says adviser Ari Fischman.

Employers and advisers should review group health plans to make appropriate changes in the event they are subject to these new provisions, says attorney Mary Bauman.

If today’s client isn’t intrigued with what an adviser is sharing on sites like LinkedIn, there is no reason to believe that they’ll be interested in person, says Wendy Keneipp.

Plan sponsors have higher expectations of health insurers than ever, which will lead to more innovation, says Voya Financial’s George Lemmon.

The methods for counting employees are as varied as the laws that affect them, often creating confusion and frustration for plan sponsors, says Compliancedashboard’s Dan Bond.

Despite recent lawsuits against the Department of Labor on the matter, the regulations will go into effect as planned, predicts adviser Robert Lawton.

ADP TotalSource’s Maria Black shares three tips advisers can offer small business owners to get the most out of their programs, such as year-end incentives and job flexibility.

Advisers can help employees make the connection on the value of these benefits for their whole household through targeted education campaigns.

A group of insurers, pharmaceutical companies and employers is calling on publicly traded corporations to report on the health of their workforces in annual reports, 10-Ks, sustainability reports and other SEC documents.