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New rules take effect next month, and health advisers need to consider how the directives affect matters of plan design and operation.

Thoughtful use of incentives and creating a strong network of supporters are ways to encourage participation, says UnitedHealthcare CMO Sam Ho.

Cost misperceptions keep them from buying policies, which provides an opportunity for advisers, says Web Benefit Design’s Jessica Campbell.

Plan sponsors would be wise to ask their healthcare vendors if they have insurance policies in place to cover data breaches and other risks, according to USI’s Paul King.

To deliver real value for groups under 100 lives brokers must have more than a salesperson’s mindset, says Sutter Health Plus’s Monica Majors.

Plan sponsors and fiduciaries face an alarming number of stable value fund and other class action lawsuits and need to assess plans accordingly, say attorneys at McDermott, Will & Emery.

With the majority of employees owning a smartphone, employers must make mobile devices a key part of their messaging strategies, according to Gene Raymondi, CEO and founder of eni.

Having completed nearly 2,000 1094/95 forms for clients, EmployeeTech’s Michael Weiskirch shares tips to smooth out the process.

The ACA’s waivers for small businesses are ending in 2017, so it’s time for companies to look more closely at their benefit programs, according to adviser Sue Wakamoto-Lee.

Basic savings principles are not being taught in home or at school; advisers can provide a great service to employees by making such tools available, says Mark Singer, CFP.