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Commentary: Blogger Michael Klachefsky shares ways that disability insurance providers and absence management vendors can help with some unexpected consequences of the health law.

Commentary: Blogger Mark Gaunya discusses a niche way some smaller employers might find appealing as a self-funding strategy to control health care costs. It’s called a captive solution.

Commentary: Guest blogger Rich Fahn, a small business-focused benefit broker, gives advice for the challenging conversations brokers will have to have with many small groups as premium hikes are mounting.

Commentary: Columnist Jack Kwicien notes that the future for benefits brokerages is unpredictable and tough, so one survival strategy might just be the private exchange.

Commentary: Blogger Craig Hasday wants you to know what this new law could mean for advisers, and Washington.

Commentary: How brokers can select the right decision support tool to enhance voluntary sales, according to guest blogger Steve Adams.

Commentary: Guest blogger Veer Gidwaney discusses the intersection of these two types of technologies that some believe are the future of the business.

Commentary: EBA blogger Trisha Zulic says the first step in ensuring wellness plans are effective is to deliver information the way adults actually seek it these days.

Commentary: Blogger Andy Torelli says after the first ACA enrollment, we’re still years away from knowing the true efficacy of the law. What can advisers learn from this limbo period?

Commentary: Blogger Wendy Keneipp advises how to grow your business with services outside the scope of insurance you likely already have the skills for.