Retirement

While employers may recognize that the amount of time employees will spend in retirement is growing, people around the world fail to reflect this trend in their long-term financial planning.

While many plan sponsors may choose the same firm to audit their benefit plan that audits their company’s financial statements, doing so may not always be the best choice, cautions the American Institute of Certified Public Accountants.

Commentary: This practice may be eliminating opportunities for investors to purchase products which could greatly improve the emotional and financial well-being of the client in their retirement.

Women tend to stress out more than men when it comes to retirement, but they also report more positive experiences in retirement.

Educational programs around retirement have become more robust over the years but retirement plan participants are still not sure what to do with their accumulated wealth once they can access it.

Commentary: When talking about the financial security of all Americans, playing politics is unfortunate. Ideologue mentality prevents meaningful dialogue and instead keeps kicking the can down the road, says The Principal’s Aaron Friedman.

Powers granted to shareholders to vote down pay packages for the CEO and other top executives by the 2010 Dodd-Frank Wall Street Reform and Consumer Protection Act appear to be driving some change in executives’ “golden parachute” protections.

Although they still amount to little more than a blip on the radar screen, income guarantee arrangements incorporated into defined contribution plans are growing rapidly in popularity.

Low-cost lending and credit-establishment services emerge as a new benefit to help employees make better financial decisions.

When the recently proposed fiduciary rules are finalized there will likely continue to be significant differences between how Registered Investment Advisors (RIAs) and brokers interact with their retirement plan clients from a fiduciary standpoint.