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Retirement plan fees and hidden costs can affect an employers ability to offer a 401(k) plan and can negatively impact plan participants retirement savings, but even with recent fee disclosure rules, its still very difficult for plan sponsors to know how much they are paying for their plan.
Fee disclosure rules that were implemented in 2012 helped bring 401(k) plan fees down, but theres still more that can be done when it comes to designing a new plan or revamping an old one.
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Reducing healthcare benefits can provide immediate savings, but it could also stunt retention and recruiting efforts.
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Even the smallest changes, including better meetings, could make a massive difference in a neurodivergent person's workday.
Workers estimate they’ll need over $5K in monthly retirement income, but many have no clear strategy for turning savings and investments into a steady paycheck.
