Retirement

Mutual funds are the most frequently offered investment option in 401(k) plans. Should plan sponsors consider other types? Probably not.

One-third of retirees confirmed they are experiencing a lower standard of living in retirement than in their working years, based on the monthly income they have to live on.

Proper documentation is a best practice for keeping track of expenses.

Lawmakers encouraged to expand incentives on retirement savings plans.

Too many Americans believe cash investments are their best choice.

Great opportunity exists in this relatively untapped market.

For financial advisers, this is a key point to discuss with married plan participants who wish to leave their employer-sponsored retirement account to a non-spouse.

Many experts believe it doesn't make sense to invest in actively managed mutual funds. They say there is not a substantial enough difference between the returns that index and actively managed funds generate to justify active managements higher fees.

Examples exist of well-run public plans that are managed and funded responsibly to deliver the most cost-effective retirement security to public employees.

Several approaches to reducing the risks are being advanced by an actuarial group.