Editorial Staff

Spousal and survivor benefits have become outdated and no longer address the needs of today's families given divorce rates and the number of single households.

Spousal and survivor benefits have become outdated and no longer address the needs of today's families given divorce rates and the number of single households.

While a stock-first withdrawal approach is viewed as a prudent way for retirees to tap into their retirement accounts, advisers should not readily recommend this strategy.

While a stock-first withdrawal approach is viewed as a prudent way for retirees to tap into their retirement accounts, advisers should not readily recommend this strategy.

Retirees may receive no increase in benefits in 2017, as the Social Security Trust Fund says that the cost-of-living-adjustment could range between zero to .7%.

Retirees may receive no increase in benefits in 2017, as the Social Security Trust Fund says that the cost-of-living-adjustment could range between zero to .7%.

Congress can help by creating a law that will enable states and local governments to lower the benefits they promise their employees.

Congress can help by creating a law that will enable states and local governments to lower the benefits they promise their employees.

Although market volatility makes stocks a risky investment option, retirement investors should continue to hold stocks in their portfolio.

Clients and their family members looking into assisted-living options should avoid making the decision at the last minute, particularly when a health crisis occurs.

One expert agrees that investors in their 20s don't need to worry too much about bonds, but in some situations a fixed-income "sliver" may make sense.

One expert agrees that investors in their 20s don't need to worry too much about bonds, but in some situations a fixed-income "sliver" may make sense.

Last election, the sky was falling but the markets handed in a good performance the next year.

Last election, the sky was falling but the markets handed in a good performance the next year.

Eliminating the tax maximum would fix much of the program's shortfall, but it could also bring unintended consequences.

Eliminating the tax maximum would fix much of the program's shortfall, but it could also bring unintended consequences.

Even people who have not earned 40 work credits can still sign up for the program but will have to pay a premium for hospital coverage.

Even people who have not earned 40 work credits can still sign up for the program but will have to pay a premium for hospital coverage.

The top cities for elders who plan to work past their retirement age are ranked according to factors such as average effective tax rate and senior unemployment rate.

The top cities for elders who plan to work past their retirement age are ranked according to factors such as average effective tax rate and senior unemployment rate.