Editorial Staff

Retirement investors may opt for whole life insurance, which offers tax-deferred growth on premiums, or a home, which they can sell with up to $250,000 (or $500,000 for couples) in capital gains tax exclusion.

Recent actions by the federal government are not helping Americans to improve their retirement prospects, says analyst.

Recent actions by the federal government are not helping Americans to improve their retirement prospects, says analyst.

Naming a young grandchild as beneficiary of a traditional IRA could be a wrong move, as the distributions will be subject to the "kiddie tax."

Naming a young grandchild as beneficiary of a traditional IRA could be a wrong move, as the distributions will be subject to the "kiddie tax."

Investors are about to enter the worst two-month period of the year for stocks, according to an expert with Bespoke Investment Group.

Investors are about to enter the worst two-month period of the year for stocks, according to an expert with Bespoke Investment Group.

Unlike when they were still working and their employer withheld an amount for their taxes, retirees need to make estimated tax payments to the IRS.

Unlike when they were still working and their employer withheld an amount for their taxes, retirees need to make estimated tax payments to the IRS.

Workers should be especially mindful of market movements during the "fragile decade," the span beginning five years before retirement until five years after retirement.