More From Employee Benefit News
Why some advisors prefer HSAs over IRAs for retirement savings
At face-value, HSAs are for short-term medical expenses, but advisors suggest paying out of pocket to maximize HSA funds for investing and tax-free growth.
Why older Americans are stuffing their IRAs right now
With retirement pressures mounting, Gen Xers and baby boomers are increasing IRA contributions in a bid to catch up, according to a new Fidelity study.
Benefits Think Safe-harbor IRAs don’t offer a long-term saving solution
These popular savings vehicles aren't designed to keep 401(k) balances subject to automatic distributions in a safe harbor over the long haul.
These common HSA mistakes can cost clients
Planners can help savers avoid higher taxes, IRS penalties and Medicare headaches by guiding them through the strict guidelines for the accounts.
The pros and cons of pretax vs. after-tax Roth contributions
Growing savings more rapidly and maximizing employer matching contributions are among the reasons to favor pretax contributions.