Margarida Correia

Only less than one-third of workers polled by TIAA claimed that they are contributing to an IRA

Retirees living overseas can still claim Social Security benefits, but they must see if their country of residence requires them to have a local bank account.

Employees should consider that state laws may differ on who may be legally recognized as a beneficiary's spouse and thus whether their partner would be entitled to spousal benefits.

While the funds are ideal for certain people, they don't address important retirement considerations, such as the cost of funding a comfortable living and a person’s savings rate.

With many private and public pensions in the red, employees are advised to look for options that will improve their prospects, such Roth IRAs.

IRA investors can draw funds from their accounts tax-free if the money will be used to fund college tuition and other related costs.

Annual contribution limits for 401(k) plans have been raised to $18,500 this year, with catch-up contribution limits capped at $6,000.

Employees looking to launch a business should consider collecting their retirement benefits early.

Retirees will have to alter the way they file taxes under the new tax law, including making two years' worth of charitable donations every other year to exceed the standard deduction and itemize.

Employees who prefer a simple retirement investing strategy should consider a dividend stock index fund.