Paula Aven Gladych

Some baby boomers are carrying too much risk in their retirement portfolios because of the stock market’s rapid rise over the past five years.

While states are starting to realize they need to step up and help private sector employers better prepare their employees for retirement, Americans continue to fall short in meeting their economic needs in retirement.

Workplace benefit plans are key part of employees’ future financial success but the majority of employers don’t think their employees value the benefits that are offered.

While a majority of both public and private employees have access to retirement plans, new research points to major differences in the number of those who actually participate.

U.S. working adults who seek the help of an adviser are more likely to describe themselves as savers and have less debt than those without an adviser.

Fee disclosure rules may have helped bring 401(k) fees down, but plan sponsors can still do more to ensure they – and their employees – aren’t paying too much.

Many believe the DOL has gone about its fiduciary rule-making in the wrong way and fear the rules, as proposed, will do more harm than good.

Traditional IRA investors showed little reaction to the economic downturn in 2007.

Women over the age of 65 are twice as likely as men to live in poverty in retirement because of lower wages, more time spent out of the workforce and lack of access to retirement savings plans.

President Obama this week asked the Department of Labor to propose a set of rules by the end of the year that would provide a clear path forward for states to create retirement savings programs.

The Internal Revenue Service and the Treasury Department have thrown a wrench into the pension de-risking plans of many corporations with new regulations aiming to eliminate the lump-sum payout option for retirees who already are receiving retirement benefits from their defined benefit plans.

As the baby boom generation approaches retirement, employers will need to ask themselves what role a highly experienced, part-time workforce can play in their organization.

Failure to identify all retirement plan fiduciaries is just one common mistake employers make that can lead to trouble.

Retirement assets in the U.S. jumped to nearly $25 trillion in the first quarter of 2015, a 1.3% jump from $24.6 trillion at the end of the year.

Not only are 403(b) retirement plans diversified, but the average cost of offering them is slowly decreasing.

Plan sponsors can choose from three outside providers: Mesirow Financial, Morningstar Associates and Wilshire Associates.

Student loan debt and jobs that don’t offer 401(k) plans put added pressure on retirement savings for millennial workers.

OneAmerica announces plans to buy BMO Financial Group’s Milwaukee-based U.S. retirement services business.

Women more likely than men to take advantage of workplace financial wellness programs, yet still experience more financial stress than men.

The funded status of local and state pension plans rose slightly from 72% in 2013 to 74% in 2014, in part driven by a rising stock market over the past five years.